What is an OTP SMS API?
An OTP (One-Time Password) SMS API lets your application send a numeric verification code to a user's phone number programmatically. The user reads the code, enters it back into your app, and you confirm the phone number belongs to them. It is the most widely-used verification method in India because every smartphone receives SMS without requiring an internet connection or a specific app installed.
A production OTP API needs more than just sending a message: you need DLT compliance, a high-deliverability route across all four major Indian operators, retry logic when the first SMS fails, a way to handle international roaming customers, and webhooks so your backend knows whether the OTP actually reached the user.
Why Pick SpringEdge for OTP SMS in India
Sub-3-Second Delivery
Average OTP delivery time across Jio, Airtel, Vi, and BSNL is under 3 seconds. Direct operator routes — no SMS aggregator hops.
DLT-Approved Templates
Submit your OTP template once; we get it approved on TRAI's DLT platform across all four operators. No back-and-forth.
4 or 6-Digit Codes
Choose code length per request. Codes are cryptographically generated server-side; you can also pass your own.
Retry & Fallback
Automatic re-send on first-attempt failure. Voice OTP fallback available for users on Do Not Disturb (DND) lists.
INR Pricing
Pay-as-you-go in INR. From ₹0.12 per OTP at high volume. No setup fee, no monthly minimum, no contract.
Free Test Credits
Verify your full integration end-to-end with free test credits before paying. Sandbox uses production endpoints.
Send Your First OTP in 3 Lines of Code
Replace YOUR_API_KEY with the key from your dashboard and send a test OTP to any verified phone number.
cURL
PHP
Node.js
For deeper integration examples (token exchange, server-side verification, webhooks), see the SpringEdge API documentation or import the Postman collection.
DLT-Approved OTP Template
Every transactional SMS sent to an Indian number must use a TRAI DLT-approved template — including OTPs. SpringEdge handles the approval submission for you. Typical OTP template formats:
Where {#var#} is a placeholder you fill at send time. Approval typically completes in 24-48 hours. We help you draft templates that get approved on the first attempt — see our DLT template approval guide.
OTP SMS Use Cases
Banking & Fintech
2FA for login, transaction approval, beneficiary addition, password reset, NEFT/UPI confirmations.
E-Commerce
Account signup verification, COD order confirmation, return pickup OTP, refund confirmation.
Travel & Hospitality
Booking PIN, check-in OTP, ride-share rider verification, room access codes, e-ticket access.
Healthcare
Patient ID verification, prescription pickup OTP, telemedicine appointment access, lab report access.
Account Login
Passwordless login (OTP-only), 2FA on existing password login, suspicious-device verification.
Government & KYC
Aadhaar-linked verification flows, document submission confirmation, e-KYC mobile verification.
OTP SMS Pricing
Transparent INR pay-as-you-go pricing. No setup fees, no monthly minimums.
| Volume / month | Price per OTP (approx.) | Best for |
|---|---|---|
| Up to 25,000 | ₹0.18 | Early-stage startups, sandbox & pilot |
| 25,001 — 1,00,000 | ₹0.15 | Growth-stage SaaS, fintech |
| 1,00,001 — 10,00,000 | ₹0.13 | E-commerce, marketplace |
| Above 10,00,000 | ₹0.12 or custom | Banks, large fintech, enterprise |
See full SMS pricing for current rates. Volume discounts apply automatically based on monthly usage. Contact our sales team for enterprise contracts above 10 lakh OTPs/month.
Frequently Asked Questions
Start sending OTPs in 5 minutes
Free signup with test credits. No credit card required. DLT template assistance included.
